If you can seize the opportunity, take the bounty of Ram's name. You will regret it later when your life departs.

This couplet is a powerful, urgent warning from Kabir. The metaphor of 'plunder' does not refer to physical theft, but to seizing the invaluable opportunity of spiritual devotion through remembering Ram's name. Kabir reminds us that life is fleeting, and the window for grace is available only now. When our life escapes, the chance to correct our path and avoid regret is irrevocably lost.