Good conduct (Shil) is the greatest, and it is a mine of all gems. The wealth of the three worlds resides in good conduct.

This couplet beautifully emphasizes that 'Shil' (good character or moral conduct) is the greatest wealth, surpassing all other gems. By calling it 'the mine of all gems,' Kabir highlights that true value lies not in material possessions, but in inner virtue. He suggests that the entire wealth of the three worlds ultimately resides and finds its safety within a person's character. This perspective guides us toward internal integrity as the ultimate treasure.